(32581, 12)Credit Risk EDA
18/01/2026
1.1 Data Preprocessing
| count | mean | std | min | 25% | 50% | 75% | max | |
|---|---|---|---|---|---|---|---|---|
| person_age | 32581.0 | 27.734600 | 6.348078 | 20.00 | 23.00 | 26.00 | 30.00 | 144.00 |
| person_income | 32581.0 | 66074.848470 | 61983.119168 | 4000.00 | 38500.00 | 55000.00 | 79200.00 | 6000000.00 |
| person_emp_length | 31686.0 | 4.789686 | 4.142630 | 0.00 | 2.00 | 4.00 | 7.00 | 123.00 |
| loan_amnt | 32581.0 | 9589.371106 | 6322.086646 | 500.00 | 5000.00 | 8000.00 | 12200.00 | 35000.00 |
| loan_int_rate | 29465.0 | 11.011695 | 3.240459 | 5.42 | 7.90 | 10.99 | 13.47 | 23.22 |
| loan_status | 32581.0 | 0.218164 | 0.413006 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 |
| loan_percent_income | 32581.0 | 0.170203 | 0.106782 | 0.00 | 0.09 | 0.15 | 0.23 | 0.83 |
| cb_person_cred_hist_length | 32581.0 | 5.804211 | 4.055001 | 2.00 | 3.00 | 4.00 | 8.00 | 30.00 |
